Finding the Best Insurance for Massage Therapists 2022.

Stiff neck, pointy shoulders and tense back will bring people straight to the massage table. As a massage therapist, it is your job to relieve stress, treat aches and pains. But what if something bad happens to you, your patient, or your practice before, after, or while you are performing the miracle? In best insurance for massage therapists.

We know your magic hands are moneylenders, so protecting them and your business should be a priority. Our independent agents are here to find reliable insurance and will select the top policies for you.

What is best insurance for massage therapists/ therapy insurance?

At its core, massage therapy insurance is coverage that will protect you, your patients, and your business in the unlikely event of an injury or accident. These policies help your business stand out when others are trying to grow it.

Is massage therapy insurance mandatory?

In some states, medical insurance is mandatory, but even if it is not mandatory, not having insurance is like leaving your business door open round the clock and hoping that no one ever comes in. Hint: someone is going to sneak in and steal really cool zen stuff.

Why does a massage therapist need insurance?

Why do football players need to wear helmets? Every time a patient lays down on your massage table, they’ll probably be wondering what you’re doing between them and you starting your massage, but you’re also putting yourself in a position of trial.

Bad things can happen if you don’t have message medical insurance:

Financial loss: Without insurance, a malpractice and personal injury lawsuit could bankrupt your massage therapy business.

Property Damage: If a patient decides to sue you, they can go for not only your money, but in some cases your non-business property such as your house, car, etc.

Loss of reputation: A large part of the success of massage therapy comes from word of mouth. One blatant mistake can lead to the downfall of your business.

Insurance also protects your patients. There is no point in relaxing if you accidentally get hurt during a massage or have an allergic reaction to an oil. When all parties are safe, good things happen. In best insurance for massage therapists.

What does massage therapist insurance cover?

best insurance for massage therapists

Massage therapists need three main types of insurance: general liability, professional liability, and business property liability.

General Liability: Coverage for any accident that occurs before or after treatment. If Suzy comes in for her massage and crosses the cord of your lava lamp, she can sue you for personal injury.

Professional Liability: The most basic form of personal protection from lawsuits. If you decide to use hot stones on the semolina, but they are so hot that they burn the semolina’s skin, she can sue you for malpractice.

Business Property Liability: Protection for your belongings and property. If your lava lamp catches fire, it can burn down the property inside you, including your office.

Whether the accident is the result of a slip and fall on your property, a defective product like oil, blanket heater, lotion, etc. or from going a little too deep on that knot, the above insurance will cover the following:

  • Medical costs
  • Lost income
  • Punitive damages
  • Property damage including furnishings and decorations
  • Legal fees
  • Building structure loss

Do I need massage therapy insurance if I work from home?

If you practice massage therapy within your home, you may need additional coverage in addition to general liability insurance. You will want to research an in-home business policy that will provide coverage for business-related visitors and workspaces and coverage for your workspace, equipment, equipment, cash and products. In best insurance for massage therapists.

How much does massage therapy insurance cost?

Massage therapy insurance is very affordable and can start at $250 a year which will include property, general and professional liability coverage. The insurance increases from there based on the limits chosen and the required property values.

Why are free agents so terrible?

Your assets and your business are nothing to mess with. Massage therapy can be provided from a variety of locations; Office, Rental place, Home, Hotel, Spa, etc.

Where you practice will determine the amount of insurance you need. Our independent agents can help you get the best insurance you need for your business, and we won’t even ask for a free massage in return. In best insurance for massage therapists.

Also Check- Best Insurance company to work for.

How do I Compare Massage Therapist Insurance Quotes?

Our knowledgeable agents will review your needs and help you evaluate the best massage therapy insurance for you. Just as you want your patients to leave your massage table feeling relaxed, refreshed, and ready to conquer the day, we want you to enter your business feeling the same. So sit back and let a free agent take care of things, and for once you can rest easy.

FAQ about Best Insurance for Massage Therapists

Is Massage Therapy Insurance Expensive?

Good news – it doesn’t have to be! Our massage insurance program was designed to provide great coverage but to do so at incredibly affordable rates. For the convenience of our members, we have a few different routes you can take to purchase massage liability insurance. Our one year professional program comes at $159 with an instant $10 discount. If you want to lock in $139 per year, you can get a two-year plan for $279.95. Additional options include a 12-month plan for students at a massage school for only $40 and a benefits-only plan for $49. In best insurance for massage therapists.

How long does it take for massage insurance to take effect?

Your insurance coverage begins as soon as you purchase massage insurance through our tailored program. With massage therapy insurance from MMIP, you not only receive full insurance coverage but also immediate access to membership benefits worth hundreds of dollars. These benefits include free online NCBTMB CE classes, a free website, industry discounts, an identity protection plan, and discounts on massage magazine subscriptions, just to name a few! In best insurance for massage therapists.

What are the benefits covered in a massage therapy insurance policy?

As an added bonus to our great massage insurance program, we’re pleased to offer over $500 off discounts from major massage-focused brands, a free professional website, access to an unlimited number of free online NCBTMB-approved CE classes, free Session playlists, access to free MBLEx study tools, a free trial subscription to Massage Magazine, a weekly newsletter, professional resources, and $25,000 worth of identity fraud recovery services through an included identity protection plan.

Thanks for reading best insurance for massage therapists.

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